CIBC Insurance Travel Coverage plans are underwritten by Co-operators Life Insurance Company (accident and sickness benefits) and The Sovereign General Insurance Company (property and casualty benefits). CIBC Insurance Travel Coverage is administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. Allianz Global Assistance provides the CIBC travel assistance and claims services in respect of all insurance coverage under CIBC Insurance Travel Coverage plans. CIBC Insurance Agency Inc. earns compensation from the insurer for the promotion of CIBC Insurance Travel Coverage plans.
CIBC Insurance Travel Coverage is subject to eligibility conditions, limitations and exclusions (including pre-existing medical condition exclusions), which are contained in the Policy you receive following enrollment. Before applying, you can review a sample Policy (CIBC Insurance Comprehensive Travel Package) (PDF, 465 KB).Opens a new window in your browser. You can also call CIBC Insurance Travel Coverage at 1-833-861-5088. Coverage will be voidable if you fail to disclose or misrepresent any material fact or circumstance affecting coverage.
The above descriptions of insurance and assistance services are general descriptions only and don’t constitute legal or insurance advice. In all cases, you can speak to an insurance advisor before purchasing insurance. In case of discrepancy between the information and examples provided on these pages and your Policy, your Policy prevails.
1 The maximum duration of an insured trip including any extensions or top-ups cannot exceed your provincial or territorial maximum. For more information, contact your provincial or territorial health authority or visit their website.
2 Before your Annual Multi Trip Plan expiry date, you’ll be contacted by mail or email. If you select to be automatically re-enrolled at time of application, you’ll be notified of the premium amount for the new 12-month term, and your premium will be charged to the credit card that you provide when you first apply for coverage. If you don’t authorize automatic renewal of your Annual Multi Trip Plan, then you’ll be notified by mail or email that you’ll need to re-enroll if you want to maintain coverage.
3 CIBC Insurance Travel Coverage is available at cibcinsurance.com/travel or by calling Allianz Global Assistance at 1-833-861-5088.
4 Certain benefits are subject to maximum coverage limits specified in the Policy. CIBC Insurance Travel Medical Coverage is subject to a maximum aggregate coverage limit of $10 million per insured traveller per insured trip.
5 A pre-existing medical condition or symptom means a sickness, injury or medical condition, whether or not diagnosed by a physician, for which you had symptoms, or required or received medical attention, consultation or treatment, and which existed before your departure date or the effective date of your coverage.
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