1 If a specific benefit within the coverage is limited to a lower limit (a sublimit), this will be identified in the Summary of Coverage within the Certificate of Insurance.
CIBC Travel Insurance is subject to eligibility conditions, limitations and exclusions, including pre-existing medical condition exclusions, which are contained in the Certificate of Insurance you receive following enrolment. Before applying, you can review a sample copy of the current Certificate of Insurance (PDF, 570 KB) Opens in a new window.. You can also call CIBC Travel Insurance at 1-800-281-9109 Opens your phone app.. Coverage will be voidable if you fail to disclose or misrepresent any material fact or circumstance affecting coverage.
The above descriptions of insurance and assistance services are general descriptions only and do not constitute legal or insurance advice. In all cases, you should speak to an insurance advisor before acting.