Key features of your CIBC Accident Protection Plan policy

Your acceptance is guaranteed

You can buy CIBC Accident Protection Plan insurance if you're a Canadian resident aged 18 to 64 at the time of your application. You won't have to take a medical test when you apply and your acceptance is guaranteed.

Affordable rates

Premiums begin at $2.97 per month depending on the benefit amount and coverage options you choose.

Coverage for your spouse

Your spouse can also enjoy the same coverage as you at a discounted rate if they're a Canadian resident aged 18 to 64 and added at the time of your application.

Enjoy your coverage while you travel

You're covered for Accidental Death even when you're outside of Canada, and Accident Hospitalization is covered while you're in the U.S., Mexico, the Caribbean, Europe, Australia and Japan.

Customize your coverage

You can apply for either Accidental Death or Accident Hospitalization, or both.

30-day review period

You can cancel your coverage for a full refund within the first 30 days.



You can choose one of the following coverage options, or both:

Exclusions and limitations

What is not covered?

The above is only a summary. For details on all benefits, eligibility conditions, limitations and exclusions, review the sample Insurance Policy (PDF, 245 KB) Opens in a new window.. The information on this website is not part of your Insurance Policy. In case of a discrepancy between the information and examples provided on this website and your Insurance Policy, your Insurance Policy prevails.

Guaranteed acceptance

Sample quotes

Coverage terms

Coverage for Accidental Death


Coverage for Accident Hospitalization

$100 per day

Only you



Monthly premium


You and your spouse


45 and 57

Monthly premium


* Price quoted is a sample for illustration purposes only. Your actual cost will depend on the amount of coverage that you choose. The price quoted does not include applicable taxes.

Ready to get started? We're here to help.

Get a quote and buy online

A quick and easy way to purchase CIBC Accident Protection Plan insurance.

For residents of Quebec, this product is only available for purchase by phone. Speak to one of our licensed insurance agents to get a quote and purchase by calling 1-855-783-7623 Opens your phone app..

Call for a quote

To get a quote and buy, call one of our licensed insurance agents.

 1-855-783-7623 Opens your phone app.

Make a claim

To make a claim, please call us to request a claim form and to obtain more information about the supporting documents that you'll need to include with your completed claim form.

 1-888-393-1110 Opens your phone app.

File a complaint

We’ll make things right if we’re not meeting all your expectations.

Learn how to file a complaint

CIBC Accident Protection Plan is underwritten by CIBC Life Insurance Company Limited.