Flexible Coverage Amounts
You can choose one of the following coverage options, or both:
Choose one lump sum coverage amount paid to your beneficiaries in case of your accidental death
- We offer coverage amounts in increments of $25,000 up to $200,000
- Premiums can start as low as $2.97 per month for $25,000 of accidental death coverage
- We offer daily coverage amounts of $100, $150, $200 or $300 per day of your hospital stay
- Premium rate is based on the coverage amount that you choose, and can start as low as $5.95 per month for $100 per day coverage
What is not covered?
- Sickness, disease, natural causes (regardless of how acquired) or medical or surgical treatment
- Suicide or any self-inflicted injury, regardless of whether you intended or understood the consequences of your actions
- War, declared or undeclared, riot or civil commotion, insurrection or hostilities of any kind
- No benefit will be paid if your policy is declared void because you misrepresented or failed to disclose a material fact, or you committed fraud in connection with your policy
The above is only a summary. For details on all benefits, eligibility conditions, limitations and exclusions, review the sample Insurance Policy (PDF, 1.75 MB) Opens in a new window.. The information on this website is not part of your Insurance Policy. In case of a discrepancy between the information and examples provided on this website and your Insurance Policy, your Insurance Policy prevails.