Make the most of all the features that come with your guaranteed acceptance insurance policy

Premiums are locked in

You'll know your premiums before you buy.

Get coverage for your spouse

Spousal coverage ranges from $5,000 to $25,000 in increments of $5,000.

Accidental Death coverage is included

For Accidental Death before age 80, your beneficiary could receive a benefit equal to 5 times (5X) your selected coverage amount.

Non-smoker premiums

Your premiums may be lower if you haven’t smoked for at least 12 months before your application date.

30-day review period

You can cancel your coverage for a full refund within the first 30 days.

Convenient online application

Apply for coverage any time from your computer or mobile device.



Exclusions and limitations

No benefit will be payable at any time if:

In addition, you cannot:

Guaranteed acceptance

Ready to get started? We're here to help.

Get a quote and buy, either online or by phone.

Get a quote and buy online

A quick and easy way to purchase CIBC Guaranteed Acceptance Life Insurance.

For residents of Quebec, this product is only available for purchase by phone. Speak to one of our licensed insurance agents to get a quote and purchase by calling 1-855-783-7623 Opens your phone app..

Call for a quote

To get a quote and buy, call one of our licensed insurance agents.

 1-855-783-7623 Opens your phone app.

Make a claim

To make a claim, please call us to request a claim form and to obtain more information about the supporting documents you'll need to include with your completed claim form.

 1-888-393-1110 Opens your phone app.

File a complaint

We’ll make things right if we’re not meeting all your expectations.

Learn how to file a complaint

CIBC Guaranteed Acceptance Life Insurance is underwritten by CIBC Life Insurance Company Limited.