1 The above quote is based on the information you provided for your age, smoking status and gender. Your actual premium may change when we assess your individual circumstances based on the information collected during the application process. Automatic approval is subject to the responses you provide to certain health and lifestyle questions in your application.
2 You must have a permanent home address in Canada and have been filing a Canadian income tax return.
3 The coverage under a Term-100 policy will continue for your lifetime, unless the policy terminates. The conversion must take place before your 65th birthday, and you must meet other conversion requirements.
Products and their features may change at any time. In case of discrepancy between the information provided on this website and your Insurance Policy, your Insurance Policy prevails.
The above information is intended as a summary only. Your policy will contain complete details on the terms and conditions of your coverage, including benefits, eligibility conditions, limitations and exclusions, and how to make a claim. A sample CIBC Term Life Insurance policy with the complete terms and conditions can be viewed here: CIBC Term Life Insurance Policy (PDF, 3.4 MB) Opens in a new window.. A sample CIBC Critical Illness Insurance policy with the complete terms and conditions can be viewed here: CIBC Critical Illness Insurance Policy (PDF, 4.1 MB) Opens in a new window.. You will receive a copy of your insurance policy once your application for coverage has been approved.