Home Insurance - Get a Quote

We’re committed to supporting you through the COVID-19 disruption. We're here for your home and auto insurance concerns

Or get a quote & buy at 1-855-964-2082Opens your phone app.
You may buy the condo and tenant insurance after getting a quote online.

“Get a quote” takes you to the insurer’s secure site. Please review the insurer’s privacy and security policies.

Manage your home insurance account online

You could save $578 or more

Switch both your home and auto insurance to the CIBC Home and Auto Insurance Program^†

Claims-Free Discount

Save up to 20% if you have been claims-free for the past 7 years**.

The CIBC Home and Auto Insurance program is underwritten and distributed by Certas Direct Insurance Company in Ontario and by The Personal Insurance Company in all other provinces and territories except Quebec. In Quebec, the Program is underwritten by The Personal General Insurance Inc. and distributed by CIBC Insurance Agency Inc.

Property Types

Insurance coverage that’s built for your unique needs

Property insurance not only provides coverage for fire, theft, vandalism and other hazards, it also covers injuries that someone may suffer as a result of an accident in your home. Insurance is available for various types of properties:

House

Provides protection for the exterior and interior of your home, and yourself from personal liability

Condo

Get coverage for your personal possessions, upgrades you have made to your condo unit and personal liability

Rental

Protect your personal belongings and personal liability – landlord policies do not cover tenants’ personal belongings

Cottages, seasonal property, rental property, boats and valuable items such as jewelry, fine art or other collectibles are also insurable.

Coverage

Coverage customized for you

Property Damage

Home Owner – get coverage for:

Your residence and outbuildings, such as your garage and shed
Personal belongings against accidental damage such as fire, theft, and vandalism

Condo Unit Owner or Tenant – get coverage for:

Personal belongings against accidental damage such as fire, theft and vandalism
For condo unit owners: upgrades you make to your unit, e.g. hardwood floors

Additional coverage

Ask about additional coverage to protect your property against water damage. Get more information about things like sewer back-up, water seepage and overland floods. Call 1-855-964-2082Opens your phone app..

All insurance policies have exclusions such as normal wear and tear, gradual deterioration or mechanical failure. Some exclusions, for example, earthquake, seepage, sewer back-up and floods can be insured with optional protection if eligibility requirements are met.

Liability

Coverage that protects you if:

You’re responsible for accidentally damaging the property of others, or
You unintentionally cause injury to others

Most policyholders choose $1 million in Liability insurance coverage, but you may increase your coverage up to $5 million under certain conditions.

A benefit at no additional charge

Identity Theft Assistance

A service that provides you with access to a team of professionals that can support you throughout the identity recovery process.

If you are the victim or believe you are the victim of identity theft, our Identity Theft Assistance can provide:

Advice on identity theft prevention tips
Answers to any legal questions related to identity theft
Assistance on restoring your ID

Available 24 hours a day, 7 days a week. All calls are confidential.

Savings

Ways you can save

Multi-line Discount

Insure both your home and auto together to save on your insurance premium

Applicable for homeowners, condo-owners, and tenants

Discount is calculated on your property insurance premium

Claims-Free Discount^** up to 20%

Save up to 20% on your home insurance if you are claims-free

Security Systems Savings

Save up to 15% on your home insurance with Security Systems Savings if your home has a monitored fire alarm, a burglar alarm and automatic sprinklers.

Healthy Home Discount 10%

Benefit from a 10% savings if your property is LEED-certified for meeting the LEED environmental standards

Applicable for homeowners only

Legal:

**Certain conditions apply

Get a quote

Get a fast quote for your home insurance needs

Call 1-855-964-2082Opens your phone app. and have the following information handy:

Property details

Square footage of the ground floor or its dimensions
The number of storeys
The type of exterior siding
The type of roofing material
For condo unit owners and tenants: the value of the contents you wish to insure

Property insurance history

Age of the dwelling and year it was built
Details about any type of major upgrade or renovation
Your current insurance company and policy information, if applicable
Details of prior claims, if any

Claims

Always available and ready to help

Simply call the emergency claims service when you’re in need

Call toll free at 1-855-964-2082Opens your phone app.
Available 24 hours a day, 7 days a week
Knowledgeable claims advisors to guide you through the process

For more information about claims, view the Claims page.

Call toll free at

1-855-964-2082Opens your phone app.

Manage your home insurance account online

CIBC HOME INSURANCE

Property Types

Insurance coverage that’s built for your unique needs

Coverage

Coverage customized for you

Savings

Ways you can save

Get a quote

Get a fast quote for your home insurance needs

Claims

Always available and ready to help