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CIBC Auto Insurance

Get auto insurance that goes the distance

Get rewarded for your good driving and save up to 25% with the CIBC Insurance DriveSmart^™program in Ontario and Quebec.
Affordable mandatory and optional insurance coverage
24/7 claims service that's just a phone call away
Additional ways you could save

Or get a quote and buy at 1-855-964-2082Opens your phone app.
In Quebec, get a quote with possibility to buy online for up to 2 cars and 3 drivers.

“Get a quote” takes you to the insurer’s secure site. Please review the insurer’s privacy and security policies.

Manage your auto insurance account online

You could save $578 or more

Switch both your home and auto insurance to the CIBC Home and Auto Insurance Program^†

Loyalty Savings*

If you’ve been with your auto provider for 5 years or longer, you could save up to 15% when you switch to CIBC Insurance in select provinces.

The CIBC Home and Auto Insurance program is underwritten and distributed by Certas Direct Insurance Company in Ontario and by The Personal Insurance Company in all other provinces and territories except Quebec. In Quebec, the Program is underwritten by The Personal General Insurance Inc. and distributed by CIBC Insurance Agency Inc.

Vehicle Types

Auto insurance to protect your vehicle

If you are involved in an accident or any other type of incident that causes damage or injury, CIBC Auto Insurance can protect you from the losses you may incur, whether or not you are liable.

There are coverage options available beyond those required by provincial laws to give you greater flexibility with your protection. Competitively priced auto insurance solutions for a variety of vehicle types, including:

Car
Minivan
Pickup truck
SUV

Snowmobiles
RVs
Motorcycles

Coverage and Savings

The protection you need, plus the customization you want

Canadian provincial laws require minimum auto insurance coverage, but most automobile owners add more coverage to meet their needs. Your auto insurance coverage may vary depending on the province you live in.

Select your home province:

Mandatory coverage for Alberta

Third-party liability

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

That results in property damage, or
Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Accident benefits

Provides coverage for:

Medical, rehabilitation and funeral expenses
Death and loss of income benefits

Uninsured automobile coverage

Protects you in the event the accident is caused by an uninsured driver. For example:

If you are injured or killed by an uninsured motorist or by an unidentified driver

Optional coverage for Alberta

Savings to help you keep more money in your pocket

Winter tires discount¹: 5%

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Hybrid or electric vehicle¹

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

Multi-vehicle discount: up to 15%

You can save up to 15% on your auto insurance when you insure more than one automobile.

Loyalty savings¹

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

Multi-line discount

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.

We also offer coverage on:

House or apartment/condominium unit
Seasonal/vacation home

Student rates

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Anti-theft system discount²

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

¹ Certain conditions apply
² Contact us for information about eligible systems

Mandatory coverage for British Columbia

Auto insurance in British Columbia is provided by a government-run insurance company.

Mandatory coverage for Manitoba

Auto insurance in Manitoba is provided by a government-run insurance company.

Mandatory coverage for New Brunswick

Third-party liability

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

That results in property damage, or
Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Accident benefits

Provides coverage for:

Medical, rehabilitation and funeral expenses
Death and loss of income benefits

Direct Compensation — Property Damage (DCPD)

Damage to your vehicle is protected in case of an accident that takes place in Ontario, and which is not your fault or is only partially your fault¹. This means you call your own insurer no matter who’s at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium.

¹ Certain conditions apply

Uninsured automobile coverage

Protects you in the event the accident is caused by an uninsured driver. For example:

If you are injured or killed by an uninsured motorist or by a hit-and-run driver
Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Optional coverage for New Brunswick

Vehicle damage

CollisionOpens in a pop-up.
ComprehensiveOpens in a pop-up.

Vehicle replacement

Loss of UseOpens in a pop-up.
Removing Depreciation DeductionOpens in a pop-up.

Cost-savings

$0 Deductible OptionOpens in a pop-up.

Convenience

Family ProtectionOpens in a pop-up.
Liability for Damage to Non-Owned AutomobilesOpens in a pop-up.
Worry-Free OptionOpens in a pop-up.

Savings to help you keep more money in your pocket

Winter tires discount¹: 5%

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Hybrid or electric vehicle¹

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

Multi-vehicle discount: 15%

You can save 15% on your auto insurance when you insure more than one automobile.

Loyalty savings¹

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

Multi-line discount

We also offer coverage on:

House or apartment/condominium unit
Seasonal/vacation home

Student rates

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Anti-theft system discount²

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

¹ Certain conditions apply
² Contact us for information about eligible systems

Mandatory coverage for Newfoundland and Labrador

Third-party liability

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

that results in property damage, or;
where someone is injured or killed

By law you must have at least $200,000 in third-party liability coverage, but most people choose $1 million or $2 million.

Accident benefits

Provides coverage for:

Medical, rehabilitation and funeral expenses
Death and loss of income benefits

Direct Compensation — Property Damage (DCPD)

Damage to your vehicle is protected in case of an accident that takes place in Newfoundland and Labrador, and which is not your fault or is only partially your fault¹. This means you call your own insurer no matter who's at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium.

¹ Certain conditions apply

Uninsured automobile coverage

Protects you in the event the accident is caused by an uninsured driver. For example:

If you’re injured or killed by an uninsured motorist or by an unidentified driver
Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Optional coverage for Newfoundland and Labrador

Vehicle damage

CollisionOpens in a pop-up.
ComprehensiveOpens in a pop-up.

Vehicle replacement

5-Year New Vehicle ProtectionOpens in a pop-up.
Loss of UseOpens in a pop-up.
Removing Depreciation DeductionOpens in a pop-up.

Cost-savings

$0 Deductible OptionOpens in a pop-up.

Convenience

Family ProtectionOpens in a pop-up.
Liability for Damage to Non-Owned AutomobilesOpens in a pop-up.
Worry-Free OptionOpens in a pop-up.

Savings to help you keep more money in your pocket

Winter tires discount¹: 5%

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Hybrid or electric vehicle¹

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

Multi-vehicle discount: 10%

You can save 10% on your auto insurance when you insure more than one automobile.

Loyalty savings¹

If you have been continuously insured for 5 years or more by one insurer, you may be eligible to save on your auto insurance premiums.

Multi-line discount

We also offer coverage on:

House or apartment/condominium unit
Seasonal/vacation home

Anti-theft system discount²

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

¹ Certain conditions apply
² Contact us for information about eligible systems

Mandatory coverage for Northwest Territories

Third-party liability

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

That results in property damage, or
Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Accident benefits

Provides coverage for:

Medical, rehabilitation and funeral expenses
Death and loss of income benefits

Uninsured automobile coverage

Protects you in the event the accident is caused by an uninsured driver. For example:

If you are injured or killed by an uninsured motorist or by an unidentified driver
Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Optional coverage for Northwest Territories

Vehicle damage

CollisionOpens in a pop-up.
ComprehensiveOpens in a pop-up.

Vehicle replacement

5-Year New Vehicle ProtectionOpens in a pop-up.
Loss of UseOpens in a pop-up.

Cost-savings

$0 Deductible OptionOpens in a pop-up.

Convenience

Family ProtectionOpens in a pop-up.
Liability for Damage to Non-Owned AutomobilesOpens in a pop-up.
Worry-Free OptionOpens in a pop-up.

Savings to help you keep more money in your pocket

Winter tires discount¹: 5%

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Hybrid or electric vehicle¹

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

Multi-vehicle discount: up to 15%

You can save up to 15% on your auto insurance when you insure more than one automobile.

Multi-line discount

We also offer coverage on:

House or apartment/condominium unit
Seasonal/vacation home

Student rates

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Anti-theft system discount²

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

¹ Certain conditions apply
² Contact us for information about eligible systems

Mandatory coverage for Nova Scotia

Third-party liability

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

That results in property damage, or
Where someone is injured or killed

By law you must have at least $500,000 in third party liability coverage, but most people choose $1 million or $2 million.

Accident benefits

Provides coverage for:

Medical, rehabilitation and funeral expenses
Death and loss of income benefits

Direct Compensation — Property Damage (DCPD)

Damage to your vehicle is protected in case of an accident that takes place in Ontario, and which is not your fault or is only partially your fault¹. This means you call your own insurer no matter who's at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium.

¹ Certain conditions apply

Uninsured automobile coverage

Protects you in the event the accident is caused by an uninsured driver. For example:

If you are injured or killed by an uninsured motorist or by an unidentified driver
Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Optional coverage for Nova Scotia

Vehicle damage

CollisionOpens in a pop-up.
ComprehensiveOpens in a pop-up.

Vehicle replacement

5-Year New Vehicle ProtectionOpens in a pop-up.
Loss of UseOpens in a pop-up.
Removing Depreciation DeductionOpens in a pop-up.

Cost-savings

Accident-Free ProtectionOpens in a pop-up.
$0 Deductible OptionOpens in a pop-up.

Convenience

Family ProtectionOpens in a pop-up.
Liability for Damage to Non-Owned AutomobilesOpens in a pop-up.
Worry-Free OptionOpens in a pop-up.

Savings to help you keep more money in your pocket

Winter tires discount¹: 5%

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Hybrid or electric vehicle¹

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

Multi-vehicle discount: 10%

You can save 10% on your auto insurance when you insure more than one automobile.

Loyalty savings¹

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

Multi-line discount

House or apartment/condominium unit
Seasonal/vacation home

Student rates

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Anti-theft system discount²

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

¹ Certain conditions apply
² Contact us for information about eligible systems

Mandatory coverage for Nunavut

Third-party liability

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

That results in property damage, or
Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Accident benefits

Provides coverage for:

Medical, rehabilitation and funeral expenses
Death and loss of income benefits

Uninsured automobile coverage

Protects you in the event the accident is caused by an uninsured driver. For example:

If you are injured or killed by an uninsured motorist or by an unidentified driver
Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Optional coverage for Nunavut

Vehicle damage

CollisionOpens in a pop-up.
ComprehensiveOpens in a pop-up.

Vehicle replacement

5-Year New Vehicle ProtectionOpens in a pop-up.
Loss of UseOpens in a pop-up.

Cost-savings

$0 Deductible OptionOpens in a pop-up.

Convenience

Family ProtectionOpens in a pop-up.
Liability for Damage to Non-Owned AutomobilesOpens in a pop-up.
Worry-Free OptionOpens in a pop-up.

Savings to help you keep more money in your pocket

Winter tires discount¹: 5%

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Hybrid or electric vehicle¹

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

Multi-vehicle discount: up to 15%

You can save up to 15% on your auto insurance when you insure more than one automobile.

Multi-line discount

House or apartment/condominium unit
Seasonal/vacation home

Student rates

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Anti-theft system discount²

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

¹ Certain conditions apply
² Contact us for information about eligible systems

Mandatory coverage for Ontario

Third-party liability

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

That results in property damage, or
Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Accident benefits

Provides coverage for:

Medical, rehabilitation and funeral expenses
Death and loss of income benefits

Increase your Accidental Benefits coverage with:

Optional income replacement benefits
Optional medical, rehabilitation and attendant care benefit
Optional death and funeral expense benefit

Direct Compensation — Property Damage (DCPD)

Damage to your vehicle is protected in case of an accident that takes place in Ontario, and which is not your fault or is only partially your fault¹. This means you call your own insurer no matter who's at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium.

¹ Certain conditions apply

Uninsured automobile coverage

Protects you in the event the accident is caused by an uninsured driver. For example:

If you are injured or killed by an uninsured motorist or by a hit-and-run driver
Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Optional coverage for Ontario

Vehicle damage

CollisionOpens in a pop-up.
ComprehensiveOpens in a pop-up.

Vehicle replacement

5-Year New Vehicle ProtectionOpens in a pop-up.
Loss of UseOpens in a pop-up.

Cost-savings

Accident-Free ProtectionOpens in a pop-up.
$0 Deductible OptionOpens in a pop-up.

Convenience

Family ProtectionOpens in a pop-up.
Liability for Damage to Non-Owned AutomobilesOpens in a pop-up.
Trouble-Free Option^®Opens in a pop-up.

Savings to help you keep more money in your pocket

CIBC Insurance DriveSmart™ program

Interested in learning about your driving habits and being rewarded for how you drive? With the DriveSmart mobile app, you could be eligible for up to 25% in auto insurance savings!

Winter tires discount¹: 5%

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Hybrid or electric vehicle¹

Insure your hybrid or electric vehicle with us and save up to 5% on your auto insurance premium.

Multi-vehicle discount¹: up to 7.5%

You can save up to 7.5% on your auto insurance when you insure more than one automobile.

Loyalty savings¹

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

Multi-line discount

We also offer coverage on:

House or apartment/condominium unit
Seasonal/vacation home

Anti-theft system discount²

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Student discount: 10%

Enjoy additional savings if you are a college or university student or recent graduate under 25.

Legal:

¹ Certain conditions apply
² Contact us for information about eligible systems

Mandatory coverage for Prince Edward Island

Third-party liability

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

That results in property damage, or
Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Accident benefits

Provides coverage for:

Medical, rehabilitation and funeral expenses
Death and loss of income benefits

Direct Compensation — Property Damage (DCPD)

Damage to your vehicle is protected in case of an accident that takes place in Ontario, and which isn’t your fault or is only partially your fault¹. This means you call your own insurer no matter who's at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium.

¹Certain conditions apply

Uninsured automobile coverage

Protects you in the event the accident is caused by an uninsured driver. For example:

If you are injured or killed by an uninsured motorist or by an unidentified driver
Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Optional coverage for Prince Edward Island

Vehicle damage

CollisionOpens in a pop-up.
ComprehensiveOpens in a pop-up.

Vehicle replacement

5-Year New Vehicle ProtectionOpens in a pop-up.
Loss of UseOpens in a pop-up.
Removing Depreciation DeductionOpens in a pop-up.

Cost-savings

Accident-Free ProtectionOpens in a pop-up.
$0 Deductible OptionOpens in a pop-up.

Convenience

Family ProtectionOpens in a pop-up.
Liability for Damage to Non-Owned AutomobilesOpens in a pop-up.
Worry-Free OptionOpens in a pop-up.

Savings to help you keep more money in your pocket

Winter tires discount¹: 5%

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Hybrid or electric vehicle¹

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

Multi-vehicle discount: 10%

You can save 10% on your auto insurance when you insure more than one automobile.

Loyalty savings¹

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

Multi-line discount

We also offer coverage on:

House or apartment/condominium unit
Seasonal/vacation home

Student rates

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Anti-theft system discount²

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

¹ Certain conditions apply
² Contact us for information about eligible systems

Mandatory coverage for Quebec

Civil liability

You’re covered up to the amount specified in your insurance policy:

If you accidentally damage someone’s property
If you accidentally injure someone and coverage is not provided by the SAAQ

By law, you must have at least $50,000 in civil liability coverage for your auto insurance, but most people choose $1 million or $2 million.

Optional coverage for Quebec

Vehicle damage

Collision and upsetOpens in a pop-up.
All perils other than collision or upsetOpens in a pop-up.

Vehicle replacement

Travel costs (broad form)Opens in a pop-up.
Replacement CostOpens in a pop-up.
Value Plus Option™Opens in a pop-up.

Cost-savings

Accident-Free ProtectionOpens in a pop-up.
$0 Deductible OptionOpens in a pop-up.

Convenience

Civil liability resulting from damage caused to vehicles of which named insured is not owner (including vehicles provided by an employer)Opens in a pop-up.
Worry-Free ProtectionOpens in a pop-up.

Savings to help you keep more money in your pocket

CIBC Insurance DriveSmart™ program

Interested in learning about your driving habits and being rewarded for how you drive? With the DriveSmart mobile app, you could be eligible for up to 25% in auto insurance savings!

Fuel-efficient, hybrid, or electric vehicle¹

Get the following savings on your auto insurance:

Save up to 10% on your auto insurance premium if you drive a fuel-efficient vehicle.²
Save up to 15% on your auto insurance premium if you drive a hybrid vehicle.
Save up to 20% on your auto insurance premium if you drive a fully electric vehicle.

Multi-vehicle discount¹: up to 15%

You can save 15% on your auto insurance when you insure more than one automobile. And save 10% off your recreational vehicle insurance if you insure your car with us or if you insure multiple recreational vehicles with us.

Fuel-efficient vehicle¹: 10%

Do you drive a fuel-efficient vehicle? Be rewarded by saving 10% on your auto insurance for your environmental awareness.

Multi-line discount: up to 10%

Save up to 10% when you insure both your home and auto insurance together. Plus, get the Worry-Free Option at no extra charge. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.

We also offer coverage on:

House or apartment/condominium unit
Seasonal/vacation home

Youth discount

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Fully electric vehicle: 20%

Do you drive a fully electric vehicle? You could be rewarded with a 20% savings for your environmental awareness.

Legal:

¹ Certain conditions apply
² Savings for fuel-efficient vehicles are awarded based on criteria determined by The Personal General Insurance Inc., using information provided by the Fuel Consumption GuideOpens a new window in your browser., published by Natural Resources Canada.

Mandatory coverage for Saskatchewan

Auto insurance in Saskatchewan is provided by a government-run insurance company.

Mandatory coverage for Yukon

Third-party liability

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

That results in property damage, or
Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Accident benefits

Provides coverage for:

Medical, rehabilitation and funeral expenses
Death and loss of income benefits

Uninsured automobile coverage

Protects you in the event the accident is caused by an uninsured driver. For example:

If you are injured or killed by an uninsured motorist or by an unidentified driver
Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Optional coverage for Yukon

Vehicle damage

CollisionOpens in a pop-up.
ComprehensiveOpens in a pop-up.

Vehicle replacement

5-Year New Vehicle ProtectionOpens in a pop-up.
Loss of UseOpens in a pop-up.

Cost-savings

$0 Deductible OptionOpens in a pop-up.

Convenience

Family ProtectionOpens in a pop-up.
Liability for Damage to Non-Owned AutomobilesOpens in a pop-up.
Worry-Free OptionOpens in a pop-up.

Savings to help you keep more money in your pocket

Winter tires discount¹: 5%

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Hybrid or electric vehicle¹

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

Multi-vehicle discount: up to 15%

You can save up to 15% on your auto insurance when you insure more than one automobile.

Multi-line discount

We also offer coverage on:

House or apartment/condominium unit
Seasonal/vacation home

Student rates

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Anti-theft system discount²

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

¹ Certain conditions apply
² Contact us for information about eligible systems

Get a Quote

Get a quote with an insurance agent

Call 1-855-964-2082Opens your phone app. and have the following information handy:

Your driving history and that of other drivers you wish to insure

When you got your driver's license
Which type of license you have, e.g. motor vehicle or motorcycle license
Details about any accidents or traffic violations
When you became a principle driver and when you were insured

Your vehicle(s)

The year, make, and model of the vehicle(s) to be insured
Whether the vehicle(s) is purchased or leased
When you would like the insurance to start
Any optional coverage that you would like to add

Claims

Always available and ready to help

If you were involved in a car accident, use the online claim tool to:

File a claim following a major or minor collision, hit-and-run, fire, theft, vandalism and more
Check your coverage, liability and applicable deductible depending on the event that occurred
Book an appointment with one of the claims network’s body shops

Register or sign on now to file your claim online. For more information, review the Claims page, or call us to make an auto insurance claim at 1-855-964-2082Opens your phone app..

Claims emergency assistance is available 24 hours a day, 7 days a week. Get help with the process from knowledgeable claims advisors.

Call toll free at
1-855-964-2082Opens your phone app.

Manage your auto insurance account online

CIBC Auto Insurance

Vehicle Types

Auto insurance to protect your vehicle

Coverage and Savings

The protection you need, plus the customization you want

Mandatory coverage for Alberta

Third-party liability

Accident benefits

Uninsured automobile coverage

Optional coverage for Alberta

Vehicle damage

Vehicle replacement

Cost-savings

Convenience

Savings to help you keep more money in your pocket

Winter tires discount1: 5%

Hybrid or electric vehicle1

Multi-vehicle discount: up to 15%

Loyalty savings1

Multi-line discount

We also offer coverage on:

Student rates

Anti-theft system discount2

Legal:

Mandatory coverage for British Columbia

Mandatory coverage for Manitoba

Mandatory coverage for New Brunswick

Third-party liability

Accident benefits

Direct Compensation — Property Damage (DCPD)

Uninsured automobile coverage

Optional coverage for New Brunswick

Vehicle damage

Vehicle replacement

Cost-savings

Convenience

Savings to help you keep more money in your pocket

Winter tires discount1: 5%

Hybrid or electric vehicle1

Multi-vehicle discount: 15%

Loyalty savings1

Multi-line discount

We also offer coverage on:

Student rates

Anti-theft system discount2

Legal:

Mandatory coverage for Newfoundland and Labrador

Third-party liability

Accident benefits

Direct Compensation — Property Damage (DCPD)

Uninsured automobile coverage

Optional coverage for Newfoundland and Labrador

Vehicle damage

Vehicle replacement

Cost-savings

Convenience

Savings to help you keep more money in your pocket

Winter tires discount1: 5%

Hybrid or electric vehicle1

Multi-vehicle discount: 10%

Loyalty savings1

Multi-line discount

Anti-theft system discount2

Legal:

Mandatory coverage for Northwest Territories

Third-party liability

Accident benefits

Uninsured automobile coverage

Optional coverage for Northwest Territories

Vehicle damage

Vehicle replacement

Cost-savings

Convenience

Savings to help you keep more money in your pocket

Winter tires discount1: 5%

Hybrid or electric vehicle1

Multi-vehicle discount: up to 15%

Multi-line discount

Student rates

Anti-theft system discount2

Winter tires discount¹: 5%

Hybrid or electric vehicle¹

Loyalty savings¹

Anti-theft system discount²

Winter tires discount¹: 5%

Hybrid or electric vehicle¹

Loyalty savings¹

Anti-theft system discount²

Winter tires discount¹: 5%

Hybrid or electric vehicle¹

Loyalty savings¹

Anti-theft system discount²

Winter tires discount¹: 5%

Hybrid or electric vehicle¹

Anti-theft system discount²

Winter tires discount¹: 5%

Hybrid or electric vehicle¹

Loyalty savings¹

Anti-theft system discount²

Winter tires discount¹: 5%

Hybrid or electric vehicle¹

Anti-theft system discount²

Winter tires discount¹: 5%

Hybrid or electric vehicle¹

Multi-vehicle discount¹: up to 7.5%

Loyalty savings¹

Anti-theft system discount²

Winter tires discount¹: 5%

Hybrid or electric vehicle¹