We’re committed to supporting you through the COVID-19 disruption. We're here for your home and auto insurance concerns

You could save $578 or more

Switch both your home and auto insurance to the CIBC Home and Auto Insurance Program†.

Loyalty Savings*

If you’ve been with your auto provider for 5 years or longer, you could save up to 15% when you switch to CIBC Insurance in select provinces.

The CIBC Home and Auto Insurance program is underwritten and distributed by Certas Direct Insurance Company in Ontario and by The Personal Insurance Company in all other provinces and territories except Quebec. In Quebec, the Program is underwritten by The Personal General Insurance Inc. and distributed by CIBC Insurance Agency Inc.

Vehicle Types

Auto insurance to protect your vehicle

If you are involved in an accident or any other type of incident that causes damage or injury, CIBC Auto Insurance can protect you from the losses you may incur, whether or not you are liable.

There are coverage options available beyond those required by provincial laws to give you greater flexibility with your protection. Competitively priced auto insurance solutions for a variety of vehicle types, including:

  • Car
  • Minivan
  • Pickup truck
  • SUV
  • Snowmobiles
  • RVs
  • Motorcycles

When you select “Get a Quote” you will leave cibcinsurance.com and be taken to the insurer’s secure site. Please review the insurer’s privacy and security policies.

You can get a quote on the insurer’s secure site for the CIBC Home and Auto Insurance Program.

In Quebec, get a quote with possibility to buy online
(Up to 2 cars and 3 drivers)

Postal Code

or get a quote & buy at 1-855-964-2082

Not ready to get a quote yet?Opens a new window in your browser

Coverage and Savings

The protection you need, plus the customization you want
 

Canadian provincial laws require minimum auto insurance coverage, but most automobile owners add more coverage to meet their needs. Your auto insurance coverage may vary depending on the province you live in.

Select your home province:

Mandatory coverage for Alberta

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • That results in property damage, or
  • Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Provides coverage for:

  • Medical, rehabilitation and funeral expenses
  • Death and loss of income benefits

Protects you in the event the accident is caused by an uninsured driver. For example:

  • If you are injured or killed by an uninsured motorist or by an unidentified driver

Savings to help you keep more money in your pocket

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

You can save up to 15% on your auto insurance when you insure more than one automobile.

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.

  • House or apartment/condominium unit
  • Seasonal/vacation home

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

1 Certain conditions apply
2 Contact us for information about eligible systems

Mandatory coverage for British Columbia

Auto insurance in British Columbia is provided by a government-run insurance company.

Mandatory coverage for Manitoba

Auto insurance in Manitoba is provided by a government-run insurance company.

Mandatory coverage for New Brunswick

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • That results in property damage, or
  • Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Provides coverage for:

  • Medical, rehabilitation and funeral expenses
  • Death and loss of income benefits

Damage to your vehicle is protected in case of an accident that takes place in Ontario, and which is not your fault or is only partially your fault1. This means you call your own insurer no matter who’s at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium.

1 Certain conditions apply

Protects you in the event the accident is caused by an uninsured driver. For example:

  • If you are injured or killed by an uninsured motorist or by a hit-and-run driver
  • Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Savings to help you keep more money in your pocket

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

You can save 15% on your auto insurance when you insure more than one automobile.

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.

  • House or apartment/condominium unit
  • Seasonal/vacation home

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

1 Certain conditions apply
2 Contact us for information about eligible systems

Mandatory coverage for Newfoundland and Labrador

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • that results in property damage, or;
  • where someone is injured or killed

By law you must have at least $200,000 in third-party liability coverage, but most people choose $1 million or $2 million.

Provides coverage for:

  • Medical, rehabilitation and funeral expenses
  • Death and loss of income benefits

Damage to your vehicle is protected in case of an accident that takes place in Newfoundland and Labrador, and which is not your fault or is only partially your fault1. This means you call your own insurer no matter who's at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium.

1 Certain conditions apply

Protects you in the event the accident is caused by an uninsured driver. For example:

  • If you’re injured or killed by an uninsured motorist or by an unidentified driver
  • Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

You can save 10% on your auto insurance when you insure more than one automobile.

If you have been continuously insured for 5 years or more by one insurer, you may be eligible to save on your auto insurance premiums.

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.

We also offer coverage on:

  • House or apartment/condominium unit
  • Seasonal/vacation home

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

1 Certain conditions apply
2 Contact us for information about eligible systems

Mandatory coverage for Northwest Territories

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • That results in property damage, or
  • Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Provides coverage for:

  • Medical, rehabilitation and funeral expenses
  • Death and loss of income benefits

Protects you in the event the accident is caused by an uninsured driver. For example:

  • If you are injured or killed by an uninsured motorist or by an unidentified driver
  • Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Savings to help you keep more money in your pocket

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

You can save up to 15% on your auto insurance when you insure more than one automobile.

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.

We also offer coverage on:

  • House or apartment/condominium unit
  • Seasonal/vacation home

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

1 Certain conditions apply
2 Contact us for information about eligible systems

Mandatory coverage for Nova Scotia

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • That results in property damage, or
  • Where someone is injured or killed

By law you must have at least $500,000 in third party liability coverage, but most people choose $1 million or $2 million.

Provides coverage for:

  • Medical, rehabilitation and funeral expenses
  • Death and loss of income benefits

Damage to your vehicle is protected in case of an accident that takes place in Ontario, and which is not your fault or is only partially your fault1. This means you call your own insurer no matter who's at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium. 

1 Certain conditions apply

Protects you in the event the accident is caused by an uninsured driver. For example:

  • If you are injured or killed by an uninsured motorist or by an unidentified driver
  • Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Savings to help you keep more money in your pocket

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

You can save 10% on your auto insurance when you insure more than one automobile.

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.
We also offer coverage on:

  • House or apartment/condominium unit
  • Seasonal/vacation home

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

1 Certain conditions apply
2 Contact us for information about eligible systems

Mandatory coverage for Nunavut

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • That results in property damage, or
  • Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Provides coverage for:

  • Medical, rehabilitation and funeral expenses
  • Death and loss of income benefits

Protects you in the event the accident is caused by an uninsured driver. For example:

  • If you are injured or killed by an uninsured motorist or by an unidentified driver
  • Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Savings to help you keep more money in your pocket

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

You can save up to 15% on your auto insurance when you insure more than one automobile.

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.
We also offer coverage on:

  • House or apartment/condominium unit
  • Seasonal/vacation home

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

1 Certain conditions apply
2 Contact us for information about eligible systems

Mandatory coverage for Ontario

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • That results in property damage, or
  • Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Provides coverage for:

  • Medical, rehabilitation and funeral expenses
  • Death and loss of income benefits

Increase your Accidental Benefits coverage with:

  • Optional income replacement benefits
  • Optional medical, rehabilitation and attendant care benefit
  • Optional death and funeral expense benefit

Damage to your vehicle is protected in case of an accident that takes place in Ontario, and which is not your fault or is only partially your fault1. This means you call your own insurer no matter who's at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium.

1 Certain conditions apply

Protects you in the event the accident is caused by an uninsured driver. For example:

  • If you are injured or killed by an uninsured motorist or by a hit-and-run driver
  • Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Savings to help you keep more money in your pocket

Interested in learning about your driving habits and being rewarded for how you drive? With the DriveSmart mobile app, you could be eligible for up to 25% in auto insurance savings!

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Insure your hybrid or electric vehicle with us and save up to 5% on your auto insurance premium.

You can save up to 7.5% on your auto insurance when you insure more than one automobile.

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.

We also offer coverage on:

  • House or apartment/condominium unit
  • Seasonal/vacation home

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Enjoy additional savings if you are a college or university student or recent graduate under 25.

Legal:

1 Certain conditions apply
2 Contact us for information about eligible systems

Mandatory coverage for Prince Edward Island

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • That results in property damage, or
  • Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Provides coverage for:

  • Medical, rehabilitation and funeral expenses
  • Death and loss of income benefits

Damage to your vehicle is protected in case of an accident that takes place in Ontario, and which isn’t your fault or is only partially your fault1. This means you call your own insurer no matter who's at fault. Because this coverage is mandatory, it’s automatically included in the calculation of your insurance premium.

1 Certain conditions apply

Protects you in the event the accident is caused by an uninsured driver. For example:

  • If you are injured or killed by an uninsured motorist or by an unidentified driver
  • Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Savings to help you keep more money in your pocket

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

You can save 10% on your auto insurance when you insure more than one automobile.

If you were continuously insured for 5 years or more with your previous insurer, you could be eligible to save on your auto insurance premiums.

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.

We also offer coverage on:

  • House or apartment/condominium unit
  • Seasonal/vacation home

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

1 Certain conditions apply
2 Contact us for information about eligible systems

Mandatory coverage for Quebec

You’re covered up to the amount specified in your insurance policy:

  • If you accidentally damage someone’s property
  • If you accidentally injure someone and coverage is not provided by the SAAQ

By law, you must have at least $50,000 in civil liability coverage for your auto insurance, but most people choose $1 million or $2 million.

Savings to help you keep more money in your pocket

Interested in learning about your driving habits and being rewarded for how you drive? With the DriveSmart mobile app, you could be eligible for up to 25% in auto insurance savings!

Get the following savings on your auto insurance:

  • Save up to 10% on your auto insurance premium if you drive a fuel-efficient vehicle.2
  • Save up to 15% on your auto insurance premium if you drive a hybrid vehicle.
  • Save up to 20% on your auto insurance premium if you drive a fully electric vehicle.

You can save 15% on your auto insurance when you insure more than one automobile. And save 10% off your recreational vehicle insurance if you insure your car with us or if you insure multiple recreational vehicles with us.

Do you drive a fuel-efficient vehicle? Be rewarded by saving 10% on your auto insurance for your environmental awareness.

Save up to 10% when you insure both your home and auto insurance together. Plus, get the Worry-Free Option at no extra charge. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save. 

We also offer coverage on:

  • House or apartment/condominium unit
  • Seasonal/vacation home

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Do you drive a fully electric vehicle? You could be rewarded with a 20% savings for your environmental awareness.

Legal:

1 Certain conditions apply
2 Savings for fuel-efficient vehicles are awarded based on criteria determined by The Personal General Insurance Inc., using information provided by the Fuel Consumption GuideOpens a new window in your browser., published by Natural Resources Canada.

Mandatory coverage for Saskatchewan

Auto insurance in Saskatchewan is provided by a government-run insurance company.

Mandatory coverage for Yukon

Provides coverage when a policyholder or insured driver is responsible for an automobile accident:

  • That results in property damage, or
  • Where someone is injured or killed

By law you must have at least $200,000 in third party liability coverage, but most people choose $1 million or $2 million.

Provides coverage for:

  • Medical, rehabilitation and funeral expenses
  • Death and loss of income benefits

Protects you in the event the accident is caused by an uninsured driver. For example:

  • If you are injured or killed by an uninsured motorist or by an unidentified driver
  • Damage to and loss of use of the insured automobile and its contents, when the result of an accident is caused by an identified, uninsured motorist

Savings to help you keep more money in your pocket

To reward safe winter driving, you are eligible for a 5% savings on your auto insurance premium if your car is equipped with 4 winter tires. Be sure to mention it when requesting a quote.

Insure your hybrid or electric vehicle with us and save up to 10% on your auto insurance premium.

You can save up to 15% on your auto insurance when you insure more than one automobile.

A great way to save even more on your insurance premiums is to insure both your home and auto together. Whether you own your home or rent, have a boat or a cottage, you can take advantage of this opportunity and save.

We also offer coverage on:

  • House or apartment/condominium unit
  • Seasonal/vacation home

A preferred rate is offered exclusively to principal drivers who are less than 25 years of age and are full-time students at college or university or college/university graduates.

Get a discount on your auto insurance by equipping your vehicle with an approved anti-theft system.

Legal:

1 Certain conditions apply
2 Contact us for information about eligible systems

When you select “Get a Quote” you will leave cibcinsurance.com and be taken to the insurer’s secure site. Please review the insurer’s privacy and security policies.

You can get a quote on the insurer’s secure site for the CIBC Home and Auto Insurance Program.

In Quebec, get a quote with possibility to buy online
(Up to 2 cars and 3 drivers)

Postal Code

or get a quote & buy at 1-855-964-2082

Not ready to get a quote yet?Opens a new window in your browser

Get a Quote

Get a quote with an insurance agent

Call 1-855-964-2082 and have the following information handy:

Licensed insurance agent helping a client

Your driving history and that of other drivers you wish to insure

  • When you got your driver's license
  • Which type of license you have, e.g. motor vehicle or motorcycle license
  • Details about any accidents or traffic violations
  • When you became a principle driver and when you were insured

Your vehicle(s)

  • The year, make, and model of the vehicle(s) to be insured
  • Whether the vehicle(s) is purchased or leased
  • When you would like the insurance to start
  • Any optional coverage that you would like to add

When you select “Get a Quote” you will leave cibcinsurance.com and be taken to the insurer’s secure site. Please review the insurer’s privacy and security policies.

You can get a quote on the insurer’s secure site for the CIBC Home and Auto Insurance Program.

In Quebec, get a quote with possibility to buy online
(Up to 2 cars and 3 drivers)

Postal Code

or get a quote & buy at 1-855-964-2082

Not ready to get a quote yet?Opens a new window in your browser

Claims

Always available and ready to help

If you were involved in a car accident, use the online claim tool to:

  • File a claim following a major or minor collision, hit-and-run, fire, theft, vandalism and more
  • Check your coverage, liability and applicable deductible depending on the event that occurred
  • Book an appointment with one of the claims network’s body shops

Register or sign on now to file your claim online. For more information, review the Claims page, or call us to make an auto insurance claim at 1-855-964-2082.

Claims emergency assistance is available 24 hours a day, 7 days a week. Get help with the process from knowledgeable claims advisors.

Call toll free at
1-855-964-2082