CIBC Insurance DriveSmart™ program is a fully mobile telematics insurance program that records specific driving data through a free app that you download onto your smartphone. The app helps you monitor and improve your driving habits. Based on your score, you may be eligible for a discount on your auto insurance premium after only 100 days of trip analysis!

Your driving score depends on these criteria:

  • Fast acceleration
  • Hard braking
  • Speed
  • Cell phone distraction (Quebec only)
  • Time of day travelled
  • Distance travelled
  • Trip routines (Quebec only)

Once you have signed up, you will have 100 days of trip analysis to perform and 1,000 km to drive. Your driving habits may save you up to 25% off your auto insurance! After 5 trips as a driver, you'll get a score out of 100. Your score is calculated using the driving data the app collects and is updated after each day of trips.


To enroll in the CIBC Insurance DriveSmart program, you need:

  • An auto insurance policy with the CIBC Home and Auto Insurance Program
  • A smartphone (iPhone or Android device) fewer than 3 years old

How to enroll:

If you’re a CIBC Auto Insurance customer, you can

Frequently asked questions

Everything you need to know about the CIBC Insurance DriveSmart program, all in one place!