CIBC Home Insurance

Manage your home insurance account online

Insurance to help protect your home and belongings
CIBC Home Insurance
  • With the CIBC Home and Auto program get affordable rates and cost-savings
  • 24/7 claims emergency assistance to help you when you need it most
  • CIBC Home and Auto Insurance program is underwritten and distributed by:
    • Certas Direct Insurance Company in Ontario
    • Underwritten by The Personal General Insurance Inc. and distributed by CIBC Insurance Agency Inc. in Quebec
    • The Personal Insurance Company in all other provinces and territories
You could save more than $500
Switch both your home and auto insurance to The CIBC Home and Auto Insurance Program.*

When you select “Get a Quote” you will leave cibcinsurance.com and be taken to the insurer’s secure site. Please review the insurer’s privacy and security policies.

You can get a quote on the insurer’s secure site for the CIBC Home and Auto Insurance Program.

or get a quote & buy at 1-855-964-2082

Important Notice – BC Wildfires

Our thoughts are with those impacted by the British Columbia wildfires. If you are a CIBC Home Insurance policyholder and you need to make a claim or have questions about your insurance, please call 1-855-964-2082.

Property Types

Insurance coverage that’s built for your unique needs

Property insurance not only provides coverage for fire, theft, vandalism and other hazards, it also covers injuries that someone may suffer as a result of an accident in your home. Insurance is available for various types of properties:

House

Provides protection for the exterior and interior of your home, and yourself from personal liability

Condo

Get coverage for your personal possessions, upgrades you have made to your condo unit and personal liability

Rental

Protect your personal belongings and personal liability – landlord policies do not cover tenants’ personal belongings

Cottages, seasonal property, rental property, boats and valuable items such as jewelry, fine art or other collectibles are also insurable.

When you select “Get a Quote” you will leave cibcinsurance.com and be taken to the insurer’s secure site. Please review the insurer’s privacy and security policies.

You can get a quote on the insurer’s secure site for the CIBC Home and Auto Insurance Program.

or get a quote & buy at 1-855-964-2082

Coverage

Coverage customized for you

Property Damage

Home Owner – get coverage for:
  • Your residence and outbuildings, such as your garage and shed
  • Personal belongings against accidental damage such as fire, theft, and vandalism
Condo Unit Owner or Tenant – get coverage for:
  • Personal belongings against accidental damage such as fire, theft and vandalism
  • For condo unit owners: upgrades you make to your unit, e.g. hardwood floors
Additional coverage
  • Ask about additional coverages to protect your property against water damage. Get more information about H2O+ Protection for things like sewer back-up, water seepage and overland floods.
    Call 1-855-964-2082.

All insurance policies have exclusions such as normal wear and tear, gradual deterioration or mechanical failure. Some exclusions, for example, earthquake, seepage, sewer back-up and floods can be insured with optional protection if eligibility requirements are met.

Liability

Coverage that protects you if:
  • You’re responsible for accidentally damaging the property of others, or
  • You unintentionally cause injury to others

Most policyholders choose $1 million in Liability insurance coverage, but you may increase your coverage up to $5 million under certain conditions.

A benefit at no additional charge
Identity Theft Assistance

A service that provides you with access to a team of professionals that can support you throughout the identity recovery process.

If you are the victim or believe you are the victim of identity theft, our Identity Theft Assistance can provide:

  • Advice on identity theft prevention tips
  • Answers to any legal questions related to identity theft
  • Assistance on restoring your ID

Available 24 hours a day, 7 days a week. All calls are confidential.

When you select “Get a Quote” you will leave cibcinsurance.com and be taken to the insurer’s secure site. Please review the insurer’s privacy and security policies.

You can get a quote on the insurer’s secure site for the CIBC Home and Auto Insurance Program.

or get a quote & buy at 1-855-964-2082

Savings

Ways you can save

Multi-line Discount

 

Insure both your home and auto together to save on your insurance premium

Applicable for homeowners, condo-owners, and tenants

Discount is calculated on your property insurance premium

Claims-free Offer*

up to 20%

Save up to 20% on your home insurance if you are claims-free

Healthy Home Discount

10%

Benefit from a 10% savings if your property is LEED-certified for meeting the LEED environmental standards

Applicable for homeowners only

Legal:
*Certain conditions apply

When you select “Get a Quote” you will leave cibcinsurance.com and be taken to the insurer’s secure site. Please review the insurer’s privacy and security policies.

You can get a quote on the insurer’s secure site for the CIBC Home and Auto Insurance Program.

or get a quote & buy at 1-855-964-2082

Get a Quote

Get a fast quote for your home insurance needs

Call 1-855-964-2082 and have the following information handy:

Property details
  • Square footage of the ground floor or its dimensions
  • The number of storeys
  • The type of exterior siding
  • The type of roofing material
  • For condo unit owners and tenants: the value of the contents you wish to insure
Property insurance history
  • Age of the dwelling and year it was built
  • Details about any type of major upgrade or renovation
  • Your current insurance company and policy information, if applicable
  • Details of prior claims, if any

When you select “Get a Quote” you will leave cibcinsurance.com and be taken to the insurer’s secure site. Please review the insurer’s privacy and security policies.

You can get a quote on the insurer’s secure site for the CIBC Home and Auto Insurance Program.

or get a quote & buy at 1-855-964-2082

Claims

Always available and ready to help

Simply call the emergency claims service when you’re in need

  • Call toll free at 1-855-964-2082
  • Available 24 hours a day, 7 days a week
  • Knowledgeable claims advisors to guide you through the process

For more information about claims, view the Claims page.

Call toll free at
1-855-964-2082

Manage your home insurance account online

Questions?

Enter your question in sentence form, e.g.: What types of insurance does CIBC offer?

Terms and Conditions

*306 new CIBC Home and Auto Insurance Program customers were surveyed between April 7, 2016 and April 28, 2016 and reported an average savings of approximately $528.00. Savings amounts are not guaranteed; actual savings from switching insurance programs will vary depending on an individual’s circumstances and insurance profile.

CIBC Insurance Agency Inc. is proud to bring you the CIBC Home and Auto Insurance program. The program's insurance products are underwritten and distributed by Certas Direct Insurance Company in Ontario and by The Personal Insurance Company in all other provinces and territories except Quebec. In Quebec, the Program is underwritten by The Personal General Insurance Inc. and distributed by CIBC Insurance Agency Inc. CIBC Insurance Agency Inc. receives compensation when a policy is sold or renewed.

Certain products and services may not be available in all provinces and territories. Products, services and/or their features promoted in this website may change or be discontinued at any time without notice. In case of discrepancy between the information provided on this website and your policy, your policy prevails. The information and examples provided on this website are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance advisor before acting. Your policy contains conditions, exclusions and limitations which vary by province or territory and may affect your coverage and/or determine whether or not benefits will be payable.

As with all insurance contracts, loss or damage coverage is subject to limits, deductibles and exclusions. Please see your policy for the extent of your coverage.

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