Protects you against loss or damage to your vehicle that is beyond your control, other than collision or upset, such as:
- Theft
- Earthquakes
- Explosions
- Missiles, flying or falling objects
- Fire
- Wind storms
- Floods
- Vandalism
- Riots or disturbances of the peace
- Hail
- Lightning
If your vehicle is leased or purchased with financing, you may be required to purchase this coverage.