Protects you against loss or damage to your vehicle that is beyond your control, other than collision or upset, such as:

  • Theft
  • Earthquakes
  • Explosions
  • Missiles, flying or falling objects
  • Fire
  • Wind storms
  • Floods
  • Vandalism
  • Riots or disturbances of the peace
  • Hail
  • Lightning

If your vehicle is leased or purchased with financing, you may be required to purchase this coverage.